Shelly Bay Capital LLC

Customized Non-Recourse Stock Loan Programs for Sophisticated Investors

Office: 646.281.1221

Fax: 516.627.5106

76 Plandome Court, Manhasset NY, 11030

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Stock Loans

As we mentioned earlier, non-recourse stock loans are one of the most creative and innovative strategies for accessing capital, diversifying assets, financing stock options executions offering liquidity through stock option loans, while postponing income taxes.  There are other hedging approaches available to investors, but they often incur taxable consequences while our stock loans provide excellent hedging protection while crediting 100% of upside growth in favor of our clients.

>  Terms & Conditions

Shelly Bay Capital’s stock loans are available for free trading and aged securities, individual restricted securities, corporate restricted treasury securities and stock option loans.

We make loans against stocks trading on any of the major U.S. exchanges including selected pink sheet stocks as well as many foreign exchanges.

Our minimum loan amount starts at $50,000 with no maximum amount.

There are no upfront costs or application fees.

Our standard term loan is three (3) years with a low fixed rate loan however other flexible terms are available on a case by case basis.

LTV criteria include market cap, share price, daily volume, stock volatility and historical price trends.  Large cap stocks can anticipate high LTV percentages up to 80% (occasionally higher), Mid Cap and Small Cap securities can expect more moderate LTV’s based on the above criteria.  Pink Sheet stocks and Bulletin Board stocks will be at the lower end of the spectrum due to price and volume prerequisites.

Proceeds can be used for any reason borrower desires except they can not be used to purchase securities on margin.

Loan End Resolution Options:

-Repay stock loan and receive 100% of pledged shares.
-Extend the term of the loan upon mutual agreement.
-Refinance the loan in the event of portfolio growth.
-Exercise Non-Recourse option and walk away from loan in the event of substantial decline in market value with no additional liability.

Stock loans can be written against free trading, aged and restricted stocks.  Large cap stock could expect high LTV’s while small cap, Bulletin Board and Pink Sheet stocks can expect more modest LTV’s.  All of our stock loans have no upfront costs or application fees and can usually close in 5 -7 business days.  Stock Option loan- We have also recently offered a stock option loan.  This loan is well suited for investors who are paid in part in company options.  Our stock option loan provides the investor the opportunity to diversify his portfolio without keeping such a heavy concentrate of company stock while still enjoying the growth potential.

Our stock loans afford quick access to untapped capital to hedge or diversify a porfolio. A stock option loan is available to avoid heavy concentrated positions.